Frequently Asked Questions -

What exactly is a cash advance loan or a payday loan?

This particular type of loan is an unsecured loan, where there is no need for collateral. The primary purpose of this loan is to help you get instant cash in case of an emergency, which you have to pay back within a period of 30 days, or till next payday.

So how am I supposed to get the cash, and when?

As soon as you are deemed eligible for the payday loan, the amount is wire transferred to your relevant bank account, which you can withdraw straight away. Normally it takes around one hour for the amount to reflect in your account, but in some instances it may take up to 24 hours.

Can people with low credit scores qualify for it?

Yes, people with low credit score can qualify for online loans in Canada, since the lender will not go through their credit score while examining the application. Such loans are meant for petty amounts only, and since these are short-term loans, a credit check is not carried out.

I am currently unemployed, am I still eligible for it?

No, in order to get this loan, one has to be employed or possess some kind of job.

What are the prerequisites for payday loan?

  • The person applying for this loan must be at least 18 years of age and either a citizen or legal resident of Canada
  • To qualify, you must either be employed or have a part-time job
  • You must hold an account in a bank to get this loan

Am I obliged to commit to loan, once I have submitted the loan application?

No, until and unless you sign the offer sent by lender who has reviewed your application, you are not committed to it.

Can I extend the loan?

The answer is no, because when it comes to cash advance there is no provision for extension. It is mandatory for you to fully pay back the loan, till you apply for the next one. However, if your situation is such that you require these loans every now and then, it is recommended that you consult with an advisor.

How much amount can I borrow?

You can take loan ranging from $100 to $1500. However, it is the lender who will determine how much amount you can be allowed, based upon certain criteria.

Is my personal data secure with you?

Yes, uses the latest technology to make sure that all your personal information stays safe.

Third Party Cookies

Our privacy statement does not cover the use of cookies by our tracking utility company. We have neither access nor control over these cookies. To make our site more user friendly for our customers, our tracking utility company uses session ID cookies.

Besides, we use SSL (128 bit Secure Socket Layer encryption technology), the latest technology in the industry to safeguard your private info.

Do you charge any kind of application fee?

No, we do not charge any application fee. Moreover, there aren’t any compulsions for you until and unless you sign the loan offer.

Policy Changes

We adjust our privacy policy from time to time depending on the technology advancement, new rules and regulation, etc. It is highly recommended that you always read the privacy policy of every site you visit. If you are visiting a site that you have gone already, still it is wise to make sure there is no change in their privacy policy. Your information will not be used in any way that might contradict this privacy policy. If there is a significant change in the use of your information, we will make every effort to reach you by e-mail.

However, prior to signing it, you must thoroughly read the loan offer.

How will I pay back my cash advance loan?

The amount of loan and applicable fee will be taken away from your account on the due date. Hence, there is no need for you to do anything.

Do you need an online payday loan?

You can apply online 24/7 and the application process takes just a few minutes

Get your money as soon as the next business day

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You can apply online 24/7 and the application process takes just a few minutes

Get your money as soon as the next business day

You can apply online 24/7 and the application process takes just a few minutes

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